LICD: BEGINNINGS #886 TITLE BOX In the title box, RAYNE walks into the kitchen where DAD is sitting. NEXT Panel, RAYNE makes conversation. RAYNE Explain home insurance to me. NEXT ROW KITCHEN. DAD explains. DAD If something happens to the house, the insurance company would pay to get it repaired. RAYNE elaborates, DAD nods. RAYNE Like an accident? DAD Sure. RAYNE poses a follow up. RAYNE What if something was done not by accident? RAYNE looks anywhere by at DAD. RAYNE Would we still be covered? DAD gets suspicious. DAD If it wasn’t an accident? Then how was it done? RAYNE Like say, with clear intent?