Beginnings

Every Sunday we publish an oversized Beginnings comic featuring Rayne in his youth.

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Latest Beginnings

Beginnings

Every Sunday we publish an oversized Beginnings comic featuring Rayne in his youth.

From the Blog...

The Previous Button

With a thousand kids at home, sometimes a Monday becomes the day of rest. I trust the rest of you enjoyed your weekends, and if not, trust that you at least found something to keep the rest of the world at bay for a little while.

Got a few e-mails late last night into this morning that I wanted to discuss.

In regards to the new site, a lot of folks are confused on Monday mornings when they get into the office. You see, the first thing they do after their morning constitutional and coffee intake (hot energy drinks are gross) is hop on the computer and check their very favourite comic strips, perhaps one that also updates on Sundays?

Yet, when click the ‘previous’ button, instead of going to Sunday’s strip, the website takes them to Saturday’s, and they’re all like ‘WHAT THE HELL-

I BETTER E-MAIL SOHMER AND TELL HIM WHAT HIS STUPID SITE DID-

To which I respond-

That’s what it’s supposed to do, my caps lock enabled friend. On the new site, we treat LICD and LICD Beginnings as two separate comics. The reason we do this, is to keep the story archives separate and more easily navigable. There’s also more boring SEO and tech reasons behind this, but they’re stupid and I’m getting tired of typing.

I know this will take some getting used, but next Monday morning, all you need to do is click that big ol’ Beginnings button on the front page, and voila, you’ll see what you missed.

All that to say-

Have you thought of supporting the site on Patreon? For only 2$ a month, you can go completely ad free. Should be noted that we’re working towards some extra content on a monthly basis.

Also, it’s 4:48 and it’s dark outside and I hate this.

-Because I Can.

Quote of the Day

“We must not fear daylight just because it almost always illuminates a miserable world.”
-Rene Magritte

280 Characters of Stupid

Twitter is making us stupid.

More to the point, we’re allowing twitter to make us stupid.

I joined Twitter in 2007, when it was still considered shiny and new, and my intentions were mostly to secure the account @sohmer in the event the platform took off. And took off it did.

140 characters, bits of information, updated in real time, right to your phone, your computer, your Google Glass (that was a thing). It was a great way to digest a lot of content, or to gauge the severity of your buddy’s last poop. It was fun, it was entertaining and I never thought it would last.

Yet somehow, 10 years on, Twitter has become a source of news for a great many of us. And that? That is no Bueno.

In a perfect world, a person would see a 140-character summary of a story, click on the link and take the time to read the entire tale, all the way through.

But this isn’t a perfect world.

In this world, a person looks at the misleading, clickbaity title, assumes they know everything there is to know, and retweets that tale to the next impatient internet dweller. And so on, and so forth.

The reality is that a story, any story, is never as simple as 140 or 280 characters would make it seem. There is context, nuances that need to be read in full to understand. The world is not black and white, it’s a massive shit-spray of gray.

And for fuck’s sake, we need to take the time to read and understand before we comment, before we spread false information.

But who am I talking to?

You stopped reading this 1,195 characters ago.

-Because I Can.

Quote of the Day

“At any given moment, public opinion is a chaos of superstition, misinformation and prejudice.”
-Gore Vidal

The Market

I want to talk about the stock market this afternoon, more importantly, the using of the stock market as an indicator for the health of an economy.

On a near daily basis, Trump has touted the addition of 5.2 trillion dollars to the US stock market as proof that he is making the economy better. It should be noted that Trump is not the first President to tout the market as evidence of his business acumen, they’ve all done it before him and will do it far after he’s gone. While I won’t argue whether Trump’s responsible for the increase or not (he’s not), I do want to make it clear that the stock market going up in value does not mean much for the majority of the population, or the economy as a whole.

In the last 50 years, the share of Americans owning stocks has gone from 75% of the population to 50% (Source: Gallup, March 2017). That alone means half of all Americans do not own a single stock, share, IRA, 401k etc.

Now that we’ve cut those people away, let’s look at those who remain.

The US stock market is currently valued in the range of 30 trillion dollars, 5 of which is the aforementioned ‘Trump Bump’ (which is not a thing).

Of that 30 trillion-

37% is owned by retirement accounts.
25% is owned by individual investors.
25% is owned by Foreign Investors.
(Source: Tax Policy Center, May 2015)

Notable there are two things-

  • A quarter of the US stock market is owned by foreign agents.
  • That 62% (37+25) number is very misleading.

Why is it misleading? Because with that number, you would assume that it translates into households, but alas, averages and medians are very different things.

Of that 62% owned by Americans:

The top 1% own 38%
The Top 90-99% own 44%
And the bottom 90%, accounting for 9 out of every 10 Americans? They own 19% of that 62%.
(Source: Ed Wolff, 2013).

Therefore, 90% of Americans own 12% of the US Stock market.

From this, and digging even deeper, I was able to conclude that to the vast majority of Americans, the measuring of the markets mean somewhere between jack and shite.

(Note: I have omitted American ownership of foreign stocks here, as it was not a necessary factor, and again, applies to the upper echelon.)

As for which indicators actually matter to most us, it’s:

  • Wage Growth
  • Higher percentage of Individual investing
  • Reduction in Personal Debt

Show me those numbers improving, and I’ll show you less income inequality and a far healthier economy.

-Because I Can.

Quote of the Day

“The difference between playing the stock market and the horses is that one of the horses must win.”
-Joey Adams